The https://spec.edmcouncil.org/fibo/ontology/Foundations/20130601/AgentsAndPeople/Agents.owl version of the ontology was revised in advance of the September 2013 New Brunswick, NJ meeting, as follows: (1) to use slash style URI/IRIs (also called 303 URIs, vs. hash style) as required to support server side processing (2) to use version-independent IRIs for all definitions internally as opposed to version-specific IRIs (3) to change the file suffix from .owl to .rdf to increase usability in RDF tools (4) to use 4-level abbreviations and corresponding namespace prefixes for all FIBO ontologies, reflecting a family/specification/module/ontology structure (5) to incorporate changes to the specification metadata to support documentation at the family, specification, module, and ontology level, similar to the abbreviations.
The https://spec.edmcouncil.org/fibo/ontology/FND/AgentsAndPeople/Agents.rdf version of the ontology was modified to eliminate elements that have been deprecated for several quarters (FND-386).
The https://spec.edmcouncil.org/fibo/ontology/FND/AgentsAndPeople/Agents.rdf version of the ontology was modified to replace content that is now available in the OMG Commons Ontology Library (Commons) v1.1 (FND-380).
The https://spec.edmcouncil.org/fibo/ontology/FND/AgentsAndPeople/Agents.rdf version of this ontology was modified to use the Commons Ontology Library (Commons) rather than the OMG's Languages, Countries and Codes (LCC) and to eliminate redundancies in FIBO as appropriate.
system that reduces or eliminates the need for human involvement in order to complete a task
The https://spec.edmcouncil.org/fibo/ontology/FND/AgentsAndPeople/Agents.rdf version of this ontology was modified to loosen the range restriction on hasName to rdfs:Literal, facilitating multi-lingual name representation.
The https://spec.edmcouncil.org/fibo/ontology/FND/AgentsAndPeople/Agents.rdf version of this ontology was modified to eliminate duplication with concepts in LCC.
The https://spec.edmcouncil.org/fibo/ontology/FND/AgentsAndPeople/Agents.rdf version of this ontology was modified to address hygiene issues with respect to text formatting.
Copyright (c) 2013-2025 EDM Council, Inc. Copyright (c) 2013-2025 Object Management Group, Inc. Permission is hereby granted, free of charge, to any person obtaining a copy of this software and associated documentation files (the 'Software'), to deal in the Software without restriction, including without limitation the rights to use, copy, modify, merge, publish, distribute, sublicense, and/or sell copies of the Software, and to permit persons to whom the Software is furnished to do so, subject to the following conditions: The above copyright notice and this permission notice shall be included in all copies or substantial portions of the Software. THE SOFTWARE IS PROVIDED 'AS IS', WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NONINFRINGEMENT. IN NO EVENT SHALL THE AUTHORS OR COPYRIGHT HOLDERS BE LIABLE FOR ANY CLAIM, DAMAGES OR OTHER LIABILITY, WHETHER IN AN ACTION OF CONTRACT, TORT OR OTHERWISE, ARISING FROM, OUT OF OR IN CONNECTION WITH THE SOFTWARE OR THE USE OR OTHER DEALINGS IN THE SOFTWARE. See https://opensource.org/licenses/MIT.
The https://spec.edmcouncil.org/fibo/ontology/FND/AgentsAndPeople/Agents.rdf version of this ontology was modified to support the FIBO 2.0 RFC, primarily with respect to equivalence relationships to LCC.
Copyright (c) 2013-2025 Object Management Group, Inc.
The https://spec.edmcouncil.org/fibo/ontology/FND/AgentsAndPeople/Agents.rdf version of the ontology was modified to replace additional content that is now available in the OMG Commons Ontology Library (Commons) v1.2 (FND-389).
The https://spec.edmcouncil.org/fibo/ontology/FND/AgentsAndPeople/Agents.rdf version of this ontology was modified to add a custom datatype for text values (which might be either xsd:string or rdf:langString) and use that in the restriction on hasName on autonomous agent.
The https://spec.edmcouncil.org/fibo/ontology/FND/AgentsAndPeople/Agents.rdf version of this ontology was modified to use the Commons Ontology Library (Commons) Annotation Vocabulary rather than the OMG's Specification Metadata vocabulary.
The https://spec.edmcouncil.org/fibo/ontology/FND/AgentsAndPeople/Agents.rdf version of this ontology was modified per the issue resolutions identified in the FIBO FND 1.0 FTF report and in https://spec.edmcouncil.org/fibo/ontology/FND/1.0/AboutFND-1.0/.
This ontology extends the Commons 1.1 Parties and Situations ontology to define defines the concept of a software system, which may or may not be autonomous. Other concepts that were originally defined in this ontology have been replaced with their corresponding concepts in Commons.
The https://spec.edmcouncil.org/fibo/ontology/FND/AgentsAndPeople/Agents.rdf version of the ontology was modified to eliminate deprecations that are more than 6 months old.
The https://spec.edmcouncil.org/fibo/ontology/FND/AgentsAndPeople/Agents.rdf version of this ontology was modified to add notes on the custom Text datatype indicating that it is outside the RL profile and that if someone wants to use this ontology with OWL 2 RL rules they might want to comment this out / eliminate it where it is used.
Copyright (c) 2013-2025 EDM Council, Inc.
Commercial loans are loans where the loan purpose is some commercial purpose. Note that these are distinguished by the loan purpose not by the borrower type - borrowers may be corporate or personal, though in the majority of cases they would also be corporate loans that is loans with a corporate borrower.
Copyright (c) 2016-2025 EDM Council, Inc. Copyright (c) 2016-2025 Object Management Group, Inc. Permission is hereby granted, free of charge, to any person obtaining a copy of this software and associated documentation files (the 'Software'), to deal in the Software without restriction, including without limitation the rights to use, copy, modify, merge, publish, distribute, sublicense, and/or sell copies of the Software, and to permit persons to whom the Software is furnished to do so, subject to the following conditions: The above copyright notice and this permission notice shall be included in all copies or substantial portions of the Software. THE SOFTWARE IS PROVIDED 'AS IS', WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NONINFRINGEMENT. IN NO EVENT SHALL THE AUTHORS OR COPYRIGHT HOLDERS BE LIABLE FOR ANY CLAIM, DAMAGES OR OTHER LIABILITY, WHETHER IN AN ACTION OF CONTRACT, TORT OR OTHERWISE, ARISING FROM, OUT OF OR IN CONNECTION WITH THE SOFTWARE OR THE USE OR OTHER DEALINGS IN THE SOFTWARE. See https://opensource.org/licenses/MIT.
The https://spec.edmcouncil.org/fibo/ontology/LOAN/LoansSpecific/CommercialLoans.rdf version of the ontology was modified to replace additional content that is now available in the OMG Commons Ontology Library (Commons) v1.2 (FND-389).
Such loans may include those that provide working capital, are used to finance the purchase of equipment and/or materials, for facilities and/or improvement of facilities, and so forth, and are typically secured.
Commercial Loans Ontology
commercial and industrial loan
Copyright (c) 2016-2025 EDM Council, Inc.
Copyright (c) 2016-2025 Object Management Group, Inc.
provides a description of the purpose of the loan from the perspective of the borrower
loan extended to a corporation, commercial enterprise, joint venture, or other organization as opposed to a consumer
commercial loan